Legal Disclosures

1. Terms of Use

By using this website, you agree to comply with and be bound by our Terms of Use which govern your use of this site. These terms may be updated from time to time, and it is your responsibility to review them periodically.

2. Privacy Policy

Our Privacy Policy herein outlines how we collect, use, and protect your personal information. By using this website, you consent to the practices described in our Privacy Policy.

3. Investment Disclaimer

The content provided on this website is for informational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any securities. Any investment decisions should be made after consulting with a qualified financial advisor.

4. No Warranty or Guarantee

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics on this website.

5. Third-Party Links

This website may contain links to third-party websites. These links are provided for your convenience and do not imply endorsement or approval of the linked site. We have no control over the content, availability, or security of linked sites and are not responsible for any damages or issues that may arise from their use.

6. Intellectual Property

The content, logos, trademarks, and other intellectual property displayed on this website are owned by Billow Capital or used under license. Unauthorized reproduction, distribution, or use of any part of this website is strictly prohibited.

7. Limitation of Liability

To the fullest extent permitted by law, Billow Capital and its affiliates shall not be liable for any loss, damage, or injury whatsoever (including, without limitation, indirect, consequential, special, or exemplary damages) arising from the use of this website.

8. Indemnification

You agree to indemnify and hold Billow Capital, its affiliates, and their respective officers, directors, and employees harmless from any claims, demands, losses, or liabilities, including legal fees, arising out of your use of this website.

9. Governing Law

These legal disclosures are governed by the laws of Miami-Dade County, Florida, without regard to its conflict of law principles.

10. Contact Us

If you have any questions or concerns about these legal disclosures, please contact us:

Billow Capital

(305) 791-1989

1221 Brickell Ave

Miami, FL 33131

[email protected]

This Cookie Policy explains how Billow Capital ("we", "our", or "us") uses cookies and similar technologies when you visit our website.

What are Cookies?

Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites work more efficiently, enhance user experience, and provide valuable information to website owners.

How We Use Cookies

We use cookies for the following purposes:

1. Essential Cookies: These cookies are necessary for the proper functioning of our website. They enable basic functionalities such as page navigation and access to secure areas of the website. The website cannot function properly without these cookies.

2. Analytical/Performance Cookies: These cookies help us understand how visitors interact with our website. They collect information about the number of visitors, the pages visited, and the sources of traffic. This information is used to improve the website's performance.

3. Functional Cookies: These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages.

4. Advertising/Targeting Cookies: These cookies are used to deliver advertisements that are relevant to you and your interests. They may also be used to limit the number of times you see an advertisement and help measure the effectiveness of advertising campaigns.

Your Choices

You can control and manage cookies in various ways:

- Browser Settings: Most web browsers allow you to control cookies through your browser settings. You can usually find these settings in the "Options" or "Preferences" menu of your browser.

- Opt-Out Tools: You can opt out of certain advertising and tracking cookies through third-party tools provided by organizations like the Network Advertising Initiative (NAI) or the Digital Advertising Alliance (DAA).

Please note that disabling or blocking certain cookies may affect the functionality of our website.

Our Use of Third-Party Cookies

We may also use third-party services that may set cookies on your device. These services include, but are not limited to, analytics services, social media platforms, and advertising partners.

Changes to Our Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons.

Contact Us

If you have any questions or concerns about our Cookie Policy, please contact us:

Billow Capital

(305) 791-1989

1221 Brickell Ave

Miami, FL 33131

[email protected]

Effective Date: 01/15/2021

Welcome to Billow Capital ("we", "our", or "us"). This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you visit our website and interact with our services.

1. Information We Collect

We may collect the following types of personal information:

- Contact Information (e.g., name, email address, phone number)

- Demographic Information (e.g., age, gender, location)

- Professional Information (e.g., job title, company name)

- Communication Preferences (e.g., newsletter subscriptions)

2. How We Use Your Information

We use your personal information for the following purposes:

- Provide and personalize our services

- Communicate with you and respond to inquiries

- Send newsletters and promotional materials (with your consent)

- Analyze website traffic and improve user experience

- Comply with legal and regulatory requirements

3. Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as described in this policy.

- We may share information with trusted third-party service providers who assist us in operating our website, conducting our business, or servicing you.

- We may release your information when we believe it is appropriate to comply with the law, enforce our site policies, or protect our or others' rights, property, or safety.

4. Cookies and Similar Technologies

We use cookies and similar technologies to enhance user experience, analyze site usage, and personalize content.

5. Your Choices

- You can choose to receive promotional emails from us by following the unsubscribe instructions included in each email.

- You can adjust your browser settings to disable cookies, but please note that some features of our website may not function properly.

6. Data Security

We implement a variety of security measures to protect the safety of your personal information.

7. Third-Party Links

Our website may contain links to third-party sites. We have no responsibility or liability for the content and activities of linked sites.

8. Children's Privacy

Our website is not directed at children under the age of 13. We do not knowingly collect personal information from children.

9. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. The revised policy will be posted on this page with the updated date.

10. Contact Us

If you have any questions or concerns regarding this Privacy Policy, please contact us:

Billow Capital

(305) 791-1989

1221 Brickell Ave

Miami, FL 33131

[email protected]

Effective Date: 01/15/2021

Welcome to Billow Capital ("we", "our", or "us"). By accessing or using our website, you agree to be bound by the following terms and conditions. If you do not agree with these terms, please do not use our website.

1. Use of Website

- You may use our website for lawful and non-commercial purposes only.

- You agree not to engage in any activities that may disrupt or interfere with the operation of the website.

2. Intellectual Property

- The content on this website, including text, graphics, logos, and images, is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or use any content without prior written consent.

3. User Content

- If you submit any content (e.g., comments, suggestions) to us, you grant us a non-exclusive, royalty-free, perpetual, and irrevocable right to use, reproduce, modify, adapt, publish, and display such content.

4. Third-Party Links

- Our website may contain links to third-party websites. We do not endorse or assume responsibility for the content or practices of linked sites.

5. Disclaimer of Warranties

- We provide our website on an "as-is" and "as-available" basis. We do not warrant that our website will be error-free, uninterrupted, or free from viruses or other harmful components.

6. Limitation of Liability

- To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of our website.

7. Indemnification

- You agree to indemnify and hold us harmless from any claims, damages, losses, or expenses (including legal fees) arising out of your use of our website or violation of these terms.

8. Changes to Terms

- We may update these Terms of Use from time to time. The revised terms will be posted on this page with the updated date.

9. Governing Law

- These terms are governed by the laws of [Jurisdiction], without regard to its conflict of law principles.

10. Contact Us

If you have any questions or concerns regarding these Terms of Use, please contact us:

Billow Capital

(305) 791-1989

1221 Brickell Ave

Miami, FL 33131

[email protected]

Effective Date: 01/15/2021

TCPA (Telephone Consumer Protection Act) Policy

1. Consent to Contact

By providing your contact information, you consent to receive communications from Billow Capital, including but not limited to, phone calls, text messages, and emails, even if your number is on a Do-Not-Call list.

2. Opt-Out

You may opt-out of receiving communications from us at any time. To do so, please contact us or follow the opt-out instructions provided in our communications.

3. Frequency of Communications

We may contact you for marketing purposes, including offers related to our services. We will make reasonable efforts to limit our communications to a reasonable and necessary frequency.

CAN-SPAM (Controlling the Assault of Non-Solicited Pornography and Marketing) Policy

1. Compliance

We comply with the CAN-SPAM Act and strive to provide transparency and choice to recipients of our marketing emails.

2. Consent

By providing your email address, you consent to receive marketing communications from Billow Capital. You can opt-out at any time by following the unsubscribe link provided in our emails.

3. Unsubscribe

We honor all opt-out requests promptly. If you wish to be removed from our mailing list, please use the unsubscribe link in our emails or contact us.

4. Third-Party Marketing

We do not sell or rent your email address to third parties for their marketing purposes.

5. Contact Information

If you have any questions or concerns regarding our TCPA or CAN-SPAM policies, please contact us:

Billow Capital

(305) 791-1989

1221 Brickell Ave

Miami, FL 3313

[email protected]